Add MCP server support and fix memory tools user isolation ...

MCP integration:
- New navi/mcp/ package: client, manager, config, tools
- ToolRegistry learns register_external() for MCP tools
- reload_tools reconnects MCP servers on hot reload
- New built-in mcp_status tool
- Startup/shutdown wiring for MCP connections
- 12 new tests (unit + integration with real stdio server)

Memory tools fix:
- memory, memory_save, memory_search, memory_forget now read
  current_user_id from tool context and pass it to MemoryStore
- Fixes invisible facts for authenticated users

Co-Authored-By: Claude Opus 4.7 <noreply@anthropic.com>

Add long-term user memory system ...

Architecture:
- navi/memory/store.py: MemoryStore backed by SQLite (memory_facts,
  memory_summary, session_memory_state tables in navi.db)
- navi/memory/extractor.py: LLM-based fact extraction from sessions +
  summary regeneration (triggered after session goes idle >30 min)
- Fact upsert uses UNIQUE(category, key) — same key always overwrites,
  no duplicates or stale contradictions
- Keyword search across category + key + value (LIKE-based, no extra deps)

Context injection:
- Memory summary injected as an ephemeral system message on every LLM call
  via Agent._with_memory() — never persisted to session.context

Tools (all profiles):
- memory_search(query): keyword search against fact DB; persona instructs
  model to call it at session start and before personal-context questions
- memory_forget(key, category?): delete a specific fact on user request

Extraction trigger:
- On new session creation, fire-and-forget background task checks all
  sessions idle >30 min with unprocessed messages → runs extraction

Co-Authored-By: Claude Sonnet 4.6 <noreply@anthropic.com>